![]() This is where the Chase Freedom Unlimited has a leg up, as you’ll earn 1.5% cash back on all your purchases that don’t fall into the bonus categories, whereas the Chase Freedom Flex earns only 1% for those same purchases. The second area where these two cards drastically differ is how many rewards you’ll earn in the non-bonus categories. ![]() See if you qualify for the Chase Freedom Flex credit card. You can earn 5% cash back in these rotating categories, up to $1,500 in combined purchases every quarter.Įxamples of past rotating categories include gas stations, department stores, Walmart, PayPal and Amazon, but currently in the July through September 2023 time frame, the Freedom Flex bonus categories are gas stations, electric vehicle charging and select live entertainment. One is the rotating bonus categories that come with only the Chase Freedom Flex, which change each quarter. So when it comes to those three categories, the Chase Freedom Unlimited and the Chase Freedom Flex are completely identical.īut the real difference lies in two other areas. You’ll notice that with both cards, you’ll earn 5% cash back on travel booked through Chase Ultimate Rewards, 3% cash back on dining at restaurants (including takeout and eligible delivery services) and 3% cash back at drugstores. Up to $1,500 per person and $6,000 per covered trip Up to $500 per claim and $50,000 per year Up to $800 per claim and $1,000 per year (maximum of two claims in a 12 month period with a $50 deductible per claim) $200 cash back after spending $500 on purchases in the first three months after opening the accountĮarn an additional 1.5% cash back on up to $20,000 in purchases in the first yearĮarning on travel purchased through Chase Ultimate RewardsĮarning on dining (including takeout & eligible delivery services)ĥ% cash back on up to $1,500 in combined purchases each quarterĠ% APR on purchases and balance transfers for the first 15 months from the date of account opening (20.24% to 28.99% variable APR after intro rate ends) So first, let’s take a look at the key details of these two cards side by side: And they both offer the opportunity to earn rewards in the form of Chase Ultimate Rewards points that can be redeemed for cash back, or for travel and in other categories at a higher rate when paired with another premium Chase credit card (more on that in a moment).īut there are some differences. On the surface, the Chase Freedom Flex and the Chase Freedom Unlimited actually look quite similar. To answer that question, we’ve detailed the pros and cons of these two cards, including each card’s everyday earning rates, bonus categories and other card benefits to help you determine which card best fits your spending habits. So what are the differences and which one is right for you? But picking the one that will help you maximize your credit card rewards is vital. ![]() Whether you’re new to credit card rewards or an expert in the field, both the Chase Freedom Flex℠ and the Chase Freedom Unlimited® credit cards are very enticing when it comes to earning cash back on everything you buy. Enrollment may be required for select American Express benefits and offers. Terms apply to American Express benefits and offers. We may receive a commission through our affiliate partners if you apply and are approved for a product, but our reporting is always independent and objective. Your CNN account Log in to your CNN accountĬNN Underscored reviews financial products based on their overall value. ![]()
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